We have specific stages to the investment process some of which are discussed on other pages in more detail 

The Fact find - this is necessary to find out your current situation  see Fact find section.

A Strategy report - here we provide a broad overview of your situation and our proposals.  We also at this stage will tell you what we propose to charge if you decide to proceed - see Costs section.

If you agree with the proposals and costs detailed in the Strategy report we proceed to draw up a specific investment plan.  Our objective is always to achieve the maximum return for the appropriate level of risk - hence the name of this Website.  The starting point for this is Asset allocation. 

Reviews: It is important to regularly review portfolios to ensure that they continue to perform and to meet requirements - we will agree a review schedule with you at the outset.